Disclosures

General Investment Disclosures

The information provided on this website and through our services is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any securities. Investing involves risk, including the possible loss of principal.

FAM-Sustainable Capital does not guarantee any specific investment results. The value of investments may fluctuate, and past performance is not indicative of future results. Investors should consider their investment objectives, risk tolerance, and financial situation before making any investment decisions.

Fee and Compensation Disclosure

FAM-Sustainable Capital is compensated for its investment advisory services through the following fee structure:

• Management Fees: Typically calculated as a percentage of assets under management, billed quarterly in arrears.
• Performance Fees: In certain strategies, we may charge a performance fee based on investment returns above a specified benchmark or hurdle rate.
• Other Costs: Clients may incur additional expenses, including but not limited to custodial fees, transaction costs, and fund expenses.

A complete fee schedule will be provided in our investment advisory agreement. All fees and expenses will be fully disclosed before you commit to any investment program.

Conflicts of Interest

FAM-Sustainable Capital has established policies and procedures to identify and address potential conflicts of interest. We are committed to putting our clients' interests first. Potential conflicts may include:

• Recommendations of investments in which we or our affiliates have a financial interest
• Receiving compensation from third parties for client referrals
• Differential compensation among investment products
• Personal trading by employees that may conflict with client interests

We maintain a strict code of ethics and require all employees to report personal securities transactions. A complete conflicts of interest disclosure is available upon request.

Regulatory Information

FAM-Sustainable Capital operates in compliance with applicable securities laws and regulations. Important regulatory disclosures include:

• FAM-Sustainable Capital is registered with appropriate regulatory authorities in jurisdictions where it conducts business.
• Our investment professionals hold relevant licenses and certifications.
• We maintain errors and omissions insurance as required by regulations.
• Client assets are held with qualified custodians, separate from our corporate assets.

Copies of our regulatory filings and registration documents are available upon request.

Sustainable Investing Disclosures

When investing in sustainable or ESG (Environmental, Social, and Governance) strategies, investors should consider the following:

• ESG investing strategies may limit available investments compared to non-ESG strategies, which could affect performance.
• ESG data is often self-reported by companies and may be difficult to verify.
• There is no standardized definition of "sustainable" or "ESG" investing across the industry.
• Sustainable investments may underperform compared to broader market indices.
• Investors may forego opportunities in certain industries or companies that do not meet sustainability criteria.

Forward-Looking Statements

This website and our communications may contain forward-looking statements regarding future performance, market conditions, or investment opportunities. These statements are based on current expectations, estimates, and projections about the industries in which we operate and the beliefs and assumptions of our management.

Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties, and other factors that may cause actual results to differ materially from those expressed or implied. We undertake no obligation to update any forward-looking statements.

Third-Party Information

Our website and communications may include information obtained from third-party sources. While we believe these sources to be reliable, we do not guarantee their accuracy, completeness, or timeliness. We are not responsible for any errors or omissions in third-party information.